Consider three incomes: $35 000, $65 000, and $130 000. Determine the maximum RRSP contribution and the tax benefit at each income level. What would be an equivalent TFSA contribution? Next project these incomes over 30 years, increasing annually by 2%. Assume the person invests optimally in a) an RRSP; then b) a TFSA, and that either choice provides an annual return of 6%. Begin either choice with a zero initial balance. Please help. Which investment decision would you recommend and why ?