Consider two stocks, A and B. Stock A has an expected return of 10% and a beta of 1.2. Stock B has an expected return of 14% and a beta of 1.8. The expected market rate of return is 9% and the risk-free rate is 5%. Security __________ would be considered the better buy because _________.

A; it offers an expected excess return of .2%

A; it offers an expected excess return of 2.2%

B; it offers an expected excess return of 1.8%

B; it offers an expected return of 2.4%