Consolidated statement of financial position As at 31 December (Amounts presented are in thousands of Azerbaijani manats) Assets Cash and cash equivalents Amounts due from credit institutions Investment securities Investment in associates Loans to customers Property and equipment Right-of-use assets Intangible assets Current income tax assets Other assets Total assets Liabilities Amounts due to the Central Bank of the Republic of Azerbaijan and government organizations Amounts due to credit institutions Amounts due to customers Deferred income tax liabilities Current income tax liabilities Lease liabilities Debt securities issued Subordinated loan Other liabilities Notes 2020 2019 5675821 1,884,332 111,664 1,685,202 124,318 982,817 465,136 31 2,023 2,061,516 1,705,632 9 61,673 53,695 11 36,819 41,132 10 23,667 22,205 47,934 14 100,422 51,422 5,264,933 4,196,676 1852 1001 17 234,209 12,470 90,142 6,077 4,015,298 3,360,854 25,111 17,071 27,310 40,749 43,215 16 59,578 19 8,521 14 126,097 4,549,343 8,521 106,272 3,632,152 Total liabilities Equity 20 Share capital 20 Additional paid-in capital Unrealized gain on investment securities Revaluation reserve for premises Retained earnings Total equity Total liabilities and equity 245,850 225,850 20,870 20,870 6,902 5,791 1,162 1,437 440,806 310,576 715,590 564,524 5,264,933 4,196,676