Consumer surplus measures the benefit to consumers of purchasing a product.Producer surplus measures the benefit to producers of selling a product.These tools used together can help us better understand how changes in a market impact efficiency and equity.Use these tools to evaluate the impact of imposing a usury law on the market for loans.Assume that the market price (APR) of loans before the usury law is 46%.How will it affect efficiency?How will it affect equity?Explain.