Context:

The COVID-19 pandemic is adversely impacting economies globally at both the micro and macroeconomic level. Most business operations have been hampered by this pandemic. Although trading conditions have been difficult, not all firms have been affected to the same extent. Some sectors such as energy, financial, healthcare, utilities, telecommunication, retail and information technology are considered to have weathered the storm with other sectors such as tourism, hospitality, tertiary education, automobile, real estate, creative arts and sports, badly affected.