Continuing Case 43. Retirement Income Forecast Jamie Lee and Ross, now 57 and still very active, have plenty of time on their hands now that the triplets are away at college. They both realized that time has just flown by; over twenty-four years have passed since they married! Looking back over the past years, they realized that they have worked hard in their careers, Jamie Lee as the proprietor of a cupcake caf and Ross, self-employed as a web-page designer. They have enjoyed raising their family and strived to be financially sound as they are looking to retirement that is just around the corner. They saved regularly and invested wisely over the years. They rebounded nicely from the economic crisis over the past few years, as they watched their investments closely and adjusted their strategies when they felt it necessary. They purchase vehicles with cash and do not carry credit card balances, choosing instead to use them for convenience only. The triplets are pursuing their master's degrees and have tuition covered through work/study programs at the university Jamie Lee and Ross are just a few short years from realizing their goals of retiring at 65 and purchasing a home at the beach! They are reviewing their financial situation to ensure they will be ready for retirement. They anticipate being able to live comfortably with 80% of their current expenses. The rate of return on their investments until they retire is 4%. They expect this percentage to drop to 3% after retirement. Use this information, along with Exhibit 1-A, Exhibit 1-B, and the information provided below to determine the annual deposit amount Jamie Lee and Ross will need to make until they retire in order to make up the shortfall between their estimated expenses and income needed during retirement. Each answer must have a value for the assignment to be complete. Enter "O" for any unused categories. Current Expense Amounts (Jamie Lee and Ross Combined). Fixed expenses: $3,000/month Variable expenses: $2,000/ month Estimated Income Amounts (Jamie Lee and Ross Combined) Social Security: $2,100/month Current IRA balance: $92,000 Estimated IRA withdrawal: $300/month Estimated Income Amounts (Jamie Lee and Ross Combined) Social Security: $2,100/month Current IRA balance: $92,000 Estimated IRA withdrawal: $300/month Other investments: $26,400/year Estimated Annual Retirement Living Expenses Estimated annual living expenses if retiring today Number of years until retirement Expected annual rate of return before retirement Future value (use Exhibit 1-A) Projected annual retirement living expenses, adjusted for inflation (A) $ 65,691.31 Estimated Annual Income at Retirement Social Security income Company pension, personal retirement account income Investment and other income Total retirement income (B) (C) Annual shortfall of income after retirement (A-B) Expected years in retirement Expected annual rate of return before retirement Expected annual rate of return on invested funds after retirement Future value factor for a series of deposits (use Exhibit 1-B) Annual deposit required to accumulate the amount needed 3% (D) Exhibit 1-B Future Value (Compounded Sum) of $1 Paid In at the end of Each Perlod for a Given Number of Time Periods (an Annulty) Period 2% 3% 6% 7% 8% 9% 10% 11% 1% % 1. 4% 1 6% 1 1 1 1 1 1 1 1 1 1 1 2 2.01 2.02 2.03 2.04 205 2.06 2.07 2.08 2.09 2.1 2.11 3.03 3.06 3.091 3.122 3.153 3.184 3.215 3.246 3.31 3.342 3278 4.573 4 4.06 4.122 4.184 431 4.3/5 4606 4.641 4.71 5 5.101 5204 5.909 5.416 5.525 5.637 5.751 5.867 5985 6.105 6.228 6 6.152 6.308 6.463 6.633 6.802 6.975 7.158 7.336 7.523 7.716 7.913 7 7 7.214 7.434 7.662 7.899 9.142 8.654 8.923 9.2 47 9.783 8 8 8285 8583 8 892 9214 9518 8.897 10 26 10 637 11 028 11.196 11 859 9 9.369 9.755 10.159 11.027 11.491 11.978 12.488 18.021 13.579 14.164 10.583 12.006 10 10.402 10.95 11.464 12.570 13.101 13.816 14.407 15.193 15.937 16.722 11 11 567 12 19 12 HON 13485 14 2017 14 972 15 794 16 645 1716 18 51 19 551 12 12.683 13.412 14.192 15.025 15.917 16 37 17.838 18.977 20.141 21.384 22.715 13 13.009 14.00 15.618 16.027 17.713 18.882 20.141 21.495 22 950 24 523 26.212 14 14.847 17 06 19.292 19 21.01 22.50 24 215 250119 277 20090 16.974 17.293 15 16.097 18.599 20.024 21.579 29.276 25 129 27.152 29 361 31.772 772 94.405 16 17.250 18.630 20.157 21.825 23.657 25.673 27.888 30.324 33.003 35.95 39.19 44.501 17 19.43 20 012 21.762 23.699 25 84 29.213 30.94 23.75 36974 40.545 18 19 515 21.412 23.414 25 645 29 132 30 90 39 989 97.15 11 301 45 559 50.395 19 20.B11 22.841 25.117 27.671 30.539 38.76 37.379 41.446 46.018 51.159 56.989 20 22.019 24297 26.67 29.770 36.796 40.995 45.762 51.16 57 275 64200 33.096 47 727 25 28 243 32 03 86 41 546 69 249 79 105 14 7111 98 347 114 413 90 34.785 40.568 47.575 55.085 66.439 79.058 94.461 136.308 164.494 199,021 118.288 250 057 40 48.306 60.402 75,401 95.020 120.0 154.762 199.635 337002 442.500 501.020 PO 54 453 14.579 112.797 162 F67 209 34 9 336 4016 629 573.77 81B IH.. 1163 09 1658 771 Period 12% 13% 14% 16% 17% % 18% 19% 20% 26% 30% 16% 1 1 1 1 1 1 1 1 1 1 1 1 1 2 2.12 2.13 2.14 2.15 2 16 2.17 2.18 2.19 2.2 2.25 23 3 3.374 3,407 3.44 3.473 3.506 3.539 3.572 3.606 3.64 3.813 3.99 4 4.779 4.85 4.621 5 UGG 5.141 5.215 5291 5.368 5.266 6.187 5 6368 5.18 661 6.742 5 877 7 014 7154 7287 7 442 8 207 9013 6 8.115 8.923 8.535 8.754 R 977 9.207 9.442 9.688 9.98 11.209 12.756 7 10.009 10.405 10.73 11.067 11.414 11.772 12.142 12 523 15.073 17.503 12916 16 489 8 123 12 757 13233 13 727 1424 14 773 15327 1942 23 88 159012 19.923 9 14.776 15 416 16.085 15.786 17.519 18.280 19.036 20.799 25 802 92.015 10 17.549 18.42 19.337 20.304 21.321 22.393 23.521 24.700 25.959 33.253 42.619 11 20 in 21814 2015 249 25 738 27 28750 304014 2016 42 566 16406 12 24.183 25.65 27.271 29.002 30.85 32.824 34.931 9718 39.581 54 208 13 28.029 29.965 34.352 36.706 39.404 42.219 45 244 48.497 68.76 32.089 37.681 74.327 97.625 127.913 14 22.303 24.883 40.505 43.672 47.103 50.818 54941 50.196 BG 949 15 37 28 10.417 13.8.42 47.58 51 66 56 11 60 955 56 251 72 036 109 587 167 285 16 42.753 46.672 50.98 55.717 60.025 66.649 72.930 87.442 138.109 218.472 79.85 96 022 17 48.984 53.730 59.119 65.075 71.673 79.979 07.0GB 105 931 173.636 205.014 18 51 725 58 394 75 835 84141 93405 103 74 115 255 128 117 218145 371 518 19 63.44 70.749 78.569 98.603 110.255 129.414 138.166 154.74 273.556 483.973 88.212 102.444 20 72.052 80.947 91.025 115.30 130.033 146.620 165.410 106.608 342.945 630.105 25 193 394 155 181 871 212 79% 249 214 292 105 342 19 4012 042 47191 1054 701 234R NO3 90 241.983 293.199 356.787 434.745 530.312 647.439 790.948 1181.882 3227.174 8729.985 956.712 5529.829 40 767.091 1013.704 1342.025 1770.09 2360.757 3134.522 4163.213 7343.858 30088.655 120392.883 28020 GG 160/60/43 bo 24000110 349 50 4994.521 7217./16 101435 549 15099 02 21813.094 31515 336 45497.191 Exhibit 1 -A Future Value (Compounded Sum) of $1 after a Given Number of Time Periods Perlod 1% 2% 3% 4% 5% 6% 7% 8% 9% 10% 11% 1 1111 1.02 1.03 1.04 101b 1.06 1017 108 1.04 1.1 1.11 2 1.02 1.051 1.082 1.10 1.124 1.145 1.166 1.188 1.21 1.232 1.04 1.061 3 1.03 1.093 1.125 1.150 1.191 1.225 1.2G 1.295 1.331 1.360 4 1041 1.082 1.125 1 17 1216 1.262 1 311 1.96 1.112 1464 1.518 5 1.051 1.104 1.150 1.217 1.276 1.338 1.403 1.469 1.539 1.611 1.685 6 10 1.125 1.194 1.265 1314 1.419 1.11 158/ 16// 1.772 1.8/ 7 1.072 1.149 1.28 1.916 1.407 1.504 1.606 1.714 1.828 2.075 1.949 2144 B 1.003 1.172 1.267 1.309 1.477 1.504 1.710 1.051 1.093 2.305 109 1.195 1305 1.123 1.551 1.689 1838 1999 2. 172 2358 2.568 10 1.106 1.219 1.344 1.43 1.629 1.791 1.987 2.159 2.367 2.594 2.839 11 1116 1.243 1.344 1.32 1./1 1998 2. 1015 2.5 | : 2953 3.192 12 1.127 1.268 1.42 1 1.601 1 1.796 2.012 2.232 2.518 2.813 9.198 3.498 13 1.136 1.294 1.400 1.665 1.800 2.133 241 2.72 3.066 3.452 3.083 14 1 119 1.319 1519 1.732 1.98 2261 2.579 2997 3342 3.77 131 15 1.161 1.348 1.558 1.801 2.079 2.397 2.759 3.172 3.642 4.177 4.785 16 1.173 1.373 1. Gun GUD 1.873 2.193 2.952 3.97 450 6.311 17 1.184 1.4 1.658 1.948 2.292 2.593 3.159 3.7 4.828 5.054 5.895 18 1.196 1.420 1.702 2.020 2.407 2.354 330 3.90G 4.717 5.50 G.544 19 1208 1.457 1.751 2. 107 2.527 3026 3617 1316 5 142 6 116 7 263 20 132 1.486 1.806 2.191 2.658 3.207 3.87 4.661 5.604 6.727 8.062 25 1.22 1.641 2014 2.666 3.395 5427 6848 10 830 13 85 30 1.348 1.811 2.427 3.243 4.322 5.743 7,612 10063 13.268 17.449 22.892 40 1.409 2.200 3.262 4.001 7.04 10.206 14.974 21.725 31.409 45.250 05.001 50 1615 2 692 1381 7 107 11 157 18.12 29.457 16 902 74958 117 391 184 165 Period 12% 13% 14% 15% 16% 17% 18% 19% 20% 26% 30% 1 112 1.13 1 14 1 10 116 117 1 18 119 12 125 13 2 1.254 1.277 1.3 1.328 1.346 1.359 1.392 1.416 1.44 1.563 1.69 3 1.405 1.443 1.482 1.521 1.561 1.602 1.643 1.605 1.726 1.053 2.197 4 1.574 1.68 1.689 1.745 1 811 1.874 1999 2.005 2074 2441 2.856 3.713 5 5 1.762 1.842 1.925 2.011 2.1 2. 192 2288 2.300 2.486 3.052 1974 2 OH 2195 2 313 7436 2 ! 27 284 2985 3815 4827 7 2.211 2.353 2.502 2.66 2.826 3.001 3.185 3.879 9.583 4.768 6.275 B 2.476 2.658 2.053 3.050 3.278 3.511 3.750 4.021 43 5.08 8.157 9 2.773 9.004 3.252 3.518 8.803 4.108 4.495 4.785 5.16 7.451 10.601 10 3.106 3.395 3.707 4.040 4.411 4.807 5.234 5.695 6.192 9.313 13.786 11 3479 45 4652 5117 5624 5176 7 43 11 642 17922 12 3.896 4.335 4.818 5.35 5.986 6.58 7.288 8.064 8.916 14.562 29.298 13 4.363 4.890 5.492 6.153 GODS 7.690 B.500 9.596 10.699 19.19 30.200 14 4.887 5.536 6.261 7.076 7.988 9.007 10.147 11.42 12 899 22.737 39.374 15 5.474 6.254 7.133 8.137 9.266 10.539 11.974 13.59 15.407 28.422 51.186 16 613 7057 8 137 9358 10 748 12 33 14129 16 172 18 488 352 65 542 17 6.865 7.986 9.276 10.751 12.468 14.426 16.672 19.244 22.186 44.400 86.504 112.455 10 7.69 0.024 10.575 12.375 14.463 16.079 19 673 22 001 26.623 55.511 19 8.613 10.197 12.055 14.232 16.777 19 748 28 214 27 252 31.918 69.989 146. 192 20 9.046 11.523 13.743 16.367 19.461 23.106 27.390 32.429 30 330 86.736 190.06 20 17 21231 32 919 40 174 1658 62 669 77 98 95 396 254 RON 7015 541 90 29.96 39.116 50.95 66.212 85.85 111.055 149.371 184.675 237 376 B07.794 2619.996 40 93.061 132.702 108.084 267.054 378.721 533.00 750 378 1051 CGU 1480.772 7523.104 36118.8GS 50 289.CO2 450.796 700.233 1083 657 1670.704 2565.215 9927 357 5988.914 9100 438 70064 923 197929 228 Continuing Case 43. Retirement Income Forecast Jamie Lee and Ross, now 57 and still very active, have plenty of time on their hands now that the triplets are away at college. They both realized that time has just flown by; over twenty-four years have passed since they married! Looking back over the past years, they realized that they have worked hard in their careers, Jamie Lee as the proprietor of a cupcake caf and Ross, self-employed as a web-page designer. They have enjoyed raising their family and strived to be financially sound as they are looking to retirement that is just around the corner. They saved regularly and invested wisely over the years. They rebounded nicely from the economic crisis over the past few years, as they watched their investments closely and adjusted their strategies when they felt it necessary. They purchase vehicles with cash and do not carry credit card balances, choosing instead to use them for convenience only. The triplets are pursuing their master's degrees and have tuition covered through work/study programs at the university Jamie Lee and Ross are just a few short years from realizing their goals of retiring at 65 and purchasing a home at the beach! They are reviewing their financial situation to ensure they will be ready for retirement. They anticipate being able to live comfortably with 80% of their current expenses. The rate of return on their investments until they retire is 4%. They expect this percentage to drop to 3% after retirement. Use this information, along with Exhibit 1-A, Exhibit 1-B, and the information provided below to determine the annual deposit amount Jamie Lee and Ross will need to make until they retire in order to make up the shortfall between their estimated expenses and income needed during retirement. Each answer must have a value for the assignment to be complete. Enter "O" for any unused categories. Current Expense Amounts (Jamie Lee and Ross Combined). Fixed expenses: $3,000/month Variable expenses: $2,000/ month Estimated Income Amounts (Jamie Lee and Ross Combined) Social Security: $2,100/month Current IRA balance: $92,000 Estimated IRA withdrawal: $300/month Estimated Income Amounts (Jamie Lee and Ross Combined) Social Security: $2,100/month Current IRA balance: $92,000 Estimated IRA withdrawal: $300/month Other investments: $26,400/year Estimated Annual Retirement Living Expenses Estimated annual living expenses if retiring today Number of years until retirement Expected annual rate of return before retirement Future value (use Exhibit 1-A) Projected annual retirement living expenses, adjusted for inflation (A) $ 65,691.31 Estimated Annual Income at Retirement Social Security income Company pension, personal retirement account income Investment and other income Total retirement income (B) (C) Annual shortfall of income after retirement (A-B) Expected years in retirement Expected annual rate of return before retirement Expected annual rate of return on invested funds after retirement Future value factor for a series of deposits (use Exhibit 1-B) Annual deposit required to accumulate the amount needed 3% (D) Exhibit 1-B Future Value (Compounded Sum) of $1 Paid In at the end of Each Perlod for a Given Number of Time Periods (an Annulty) Period 2% 3% 6% 7% 8% 9% 10% 11% 1% % 1. 4% 1 6% 1 1 1 1 1 1 1 1 1 1 1 2 2.01 2.02 2.03 2.04 205 2.06 2.07 2.08 2.09 2.1 2.11 3.03 3.06 3.091 3.122 3.153 3.184 3.215 3.246 3.31 3.342 3278 4.573 4 4.06 4.122 4.184 431 4.3/5 4606 4.641 4.71 5 5.101 5204 5.909 5.416 5.525 5.637 5.751 5.867 5985 6.105 6.228 6 6.152 6.308 6.463 6.633 6.802 6.975 7.158 7.336 7.523 7.716 7.913 7 7 7.214 7.434 7.662 7.899 9.142 8.654 8.923 9.2 47 9.783 8 8 8285 8583 8 892 9214 9518 8.897 10 26 10 637 11 028 11.196 11 859 9 9.369 9.755 10.159 11.027 11.491 11.978 12.488 18.021 13.579 14.164 10.583 12.006 10 10.402 10.95 11.464 12.570 13.101 13.816 14.407 15.193 15.937 16.722 11 11 567 12 19 12 HON 13485 14 2017 14 972 15 794 16 645 1716 18 51 19 551 12 12.683 13.412 14.192 15.025 15.917 16 37 17.838 18.977 20.141 21.384 22.715 13 13.009 14.00 15.618 16.027 17.713 18.882 20.141 21.495 22 950 24 523 26.212 14 14.847 17 06 19.292 19 21.01 22.50 24 215 250119 277 20090 16.974 17.293 15 16.097 18.599 20.024 21.579 29.276 25 129 27.152 29 361 31.772 772 94.405 16 17.250 18.630 20.157 21.825 23.657 25.673 27.888 30.324 33.003 35.95 39.19 44.501 17 19.43 20 012 21.762 23.699 25 84 29.213 30.94 23.75 36974 40.545 18 19 515 21.412 23.414 25 645 29 132 30 90 39 989 97.15 11 301 45 559 50.395 19 20.B11 22.841 25.117 27.671 30.539 38.76 37.379 41.446 46.018 51.159 56.989 20 22.019 24297 26.67 29.770 36.796 40.995 45.762 51.16 57 275 64200 33.096 47 727 25 28 243 32 03 86 41 546 69 249 79 105 14 7111 98 347 114 413 90 34.785 40.568 47.575 55.085 66.439 79.058 94.461 136.308 164.494 199,021 118.288 250 057 40 48.306 60.402 75,401 95.020 120.0 154.762 199.635 337002 442.500 501.020 PO 54 453 14.579 112.797 162 F67 209 34 9 336 4016 629 573.77 81B IH.. 1163 09 1658 771 Period 12% 13% 14% 16% 17% % 18% 19% 20% 26% 30% 16% 1 1 1 1 1 1 1 1 1 1 1 1 1 2 2.12 2.13 2.14 2.15 2 16 2.17 2.18 2.19 2.2 2.25 23 3 3.374 3,407 3.44 3.473 3.506 3.539 3.572 3.606 3.64 3.813 3.99 4 4.779 4.85 4.621 5 UGG 5.141 5.215 5291 5.368 5.266 6.187 5 6368 5.18 661 6.742 5 877 7 014 7154 7287 7 442 8 207 9013 6 8.115 8.923 8.535 8.754 R 977 9.207 9.442 9.688 9.98 11.209 12.756 7 10.009 10.405 10.73 11.067 11.414 11.772 12.142 12 523 15.073 17.503 12916 16 489 8 123 12 757 13233 13 727 1424 14 773 15327 1942 23 88 159012 19.923 9 14.776 15 416 16.085 15.786 17.519 18.280 19.036 20.799 25 802 92.015 10 17.549 18.42 19.337 20.304 21.321 22.393 23.521 24.700 25.959 33.253 42.619 11 20 in 21814 2015 249 25 738 27 28750 304014 2016 42 566 16406 12 24.183 25.65 27.271 29.002 30.85 32.824 34.931 9718 39.581 54 208 13 28.029 29.965 34.352 36.706 39.404 42.219 45 244 48.497 68.76 32.089 37.681 74.327 97.625 127.913 14 22.303 24.883 40.505 43.672 47.103 50.818 54941 50.196 BG 949 15 37 28 10.417 13.8.42 47.58 51 66 56 11 60 955 56 251 72 036 109 587 167 285 16 42.753 46.672 50.98 55.717 60.025 66.649 72.930 87.442 138.109 218.472 79.85 96 022 17 48.984 53.730 59.119 65.075 71.673 79.979 07.0GB 105 931 173.636 205.014 18 51 725 58 394 75 835 84141 93405 103 74 115 255 128 117 218145 371 518 19 63.44 70.749 78.569 98.603 110.255 129.414 138.166 154.74 273.556 483.973 88.212 102.444 20 72.052 80.947 91.025 115.30 130.033 146.620 165.410 106.608 342.945 630.105 25 193 394 155 181 871 212 79% 249 214 292 105 342 19 4012 042 47191 1054 701 234R NO3 90 241.983 293.199 356.787 434.745 530.312 647.439 790.948 1181.882 3227.174 8729.985 956.712 5529.829 40 767.091 1013.704 1342.025 1770.09 2360.757 3134.522 4163.213 7343.858 30088.655 120392.883 28020 GG 160/60/43 bo 24000110 349 50 4994.521 7217./16 101435 549 15099 02 21813.094 31515 336 45497.191 Exhibit 1 -A Future Value (Compounded Sum) of $1 after a Given Number of Time Periods Perlod 1% 2% 3% 4% 5% 6% 7% 8% 9% 10% 11% 1 1111 1.02 1.03 1.04 101b 1.06 1017 108 1.04 1.1 1.11 2 1.02 1.051 1.082 1.10 1.124 1.145 1.166 1.188 1.21 1.232 1.04 1.061 3 1.03 1.093 1.125 1.150 1.191 1.225 1.2G 1.295 1.331 1.360 4 1041 1.082 1.125 1 17 1216 1.262 1 311 1.96 1.112 1464 1.518 5 1.051 1.104 1.150 1.217 1.276 1.338 1.403 1.469 1.539 1.611 1.685 6 10 1.125 1.194 1.265 1314 1.419 1.11 158/ 16// 1.772 1.8/ 7 1.072 1.149 1.28 1.916 1.407 1.504 1.606 1.714 1.828 2.075 1.949 2144 B 1.003 1.172 1.267 1.309 1.477 1.504 1.710 1.051 1.093 2.305 109 1.195 1305 1.123 1.551 1.689 1838 1999 2. 172 2358 2.568 10 1.106 1.219 1.344 1.43 1.629 1.791 1.987 2.159 2.367 2.594 2.839 11 1116 1.243 1.344 1.32 1./1 1998 2. 1015 2.5 | : 2953 3.192 12 1.127 1.268 1.42 1 1.601 1 1.796 2.012 2.232 2.518 2.813 9.198 3.498 13 1.136 1.294 1.400 1.665 1.800 2.133 241 2.72 3.066 3.452 3.083 14 1 119 1.319 1519 1.732 1.98 2261 2.579 2997 3342 3.77 131 15 1.161 1.348 1.558 1.801 2.079 2.397 2.759 3.172 3.642 4.177 4.785 16 1.173 1.373 1. Gun GUD 1.873 2.193 2.952 3.97 450 6.311 17 1.184 1.4 1.658 1.948 2.292 2.593 3.159 3.7 4.828 5.054 5.895 18 1.196 1.420 1.702 2.020 2.407 2.354 330 3.90G 4.717 5.50 G.544 19 1208 1.457 1.751 2. 107 2.527 3026 3617 1316 5 142 6 116 7 263 20 132 1.486 1.806 2.191 2.658 3.207 3.87 4.661 5.604 6.727 8.062 25 1.22 1.641 2014 2.666 3.395 5427 6848 10 830 13 85 30 1.348 1.811 2.427 3.243 4.322 5.743 7,612 10063 13.268 17.449 22.892 40 1.409 2.200 3.262 4.001 7.04 10.206 14.974 21.725 31.409 45.250 05.001 50 1615 2 692 1381 7 107 11 157 18.12 29.457 16 902 74958 117 391 184 165 Period 12% 13% 14% 15% 16% 17% 18% 19% 20% 26% 30% 1 112 1.13 1 14 1 10 116 117 1 18 119 12 125 13 2 1.254 1.277 1.3 1.328 1.346 1.359 1.392 1.416 1.44 1.563 1.69 3 1.405 1.443 1.482 1.521 1.561 1.602 1.643 1.605 1.726 1.053 2.197 4 1.574 1.68 1.689 1.745 1 811 1.874 1999 2.005 2074 2441 2.856 3.713 5 5 1.762 1.842 1.925 2.011 2.1 2. 192 2288 2.300 2.486 3.052 1974 2 OH 2195 2 313 7436 2 ! 27 284 2985 3815 4827 7 2.211 2.353 2.502 2.66 2.826 3.001 3.185 3.879 9.583 4.768 6.275 B 2.476 2.658 2.053 3.050 3.278 3.511 3.750 4.021 43 5.08 8.157 9 2.773 9.004 3.252 3.518 8.803 4.108 4.495 4.785 5.16 7.451 10.601 10 3.106 3.395 3.707 4.040 4.411 4.807 5.234 5.695 6.192 9.313 13.786 11 3479 45 4652 5117 5624 5176 7 43 11 642 17922 12 3.896 4.335 4.818 5.35 5.986 6.58 7.288 8.064 8.916 14.562 29.298 13 4.363 4.890 5.492 6.153 GODS 7.690 B.500 9.596 10.699 19.19 30.200 14 4.887 5.536 6.261 7.076 7.988 9.007 10.147 11.42 12 899 22.737 39.374 15 5.474 6.254 7.133 8.137 9.266 10.539 11.974 13.59 15.407 28.422 51.186 16 613 7057 8 137 9358 10 748 12 33 14129 16 172 18 488 352 65 542 17 6.865 7.986 9.276 10.751 12.468 14.426 16.672 19.244 22.186 44.400 86.504 112.455 10 7.69 0.024 10.575 12.375 14.463 16.079 19 673 22 001 26.623 55.511 19 8.613 10.197 12.055 14.232 16.777 19 748 28 214 27 252 31.918 69.989 146. 192 20 9.046 11.523 13.743 16.367 19.461 23.106 27.390 32.429 30 330 86.736 190.06 20 17 21231 32 919 40 174 1658 62 669 77 98 95 396 254 RON 7015 541 90 29.96 39.116 50.95 66.212 85.85 111.055 149.371 184.675 237 376 B07.794 2619.996 40 93.061 132.702 108.084 267.054 378.721 533.00 750 378 1051 CGU 1480.772 7523.104 36118.8GS 50 289.CO2 450.796 700.233 1083 657 1670.704 2565.215 9927 357 5988.914 9100 438 70064 923 197929 228