Continuing Case 65. Retirement Income Forecast Jamie Lee and Ross, now 57 and still very active, have plenty of time on their hands now that the triplets are away at college. They both realized that time has just flown by; over twenty-four years have passed since they married! Looking back over the past years, they realized that they have worked hard in their careers, Jamie Lee as the proprietor of a cupcake caf and Ross, self-employed as a web-page designer. They have enjoyed raising their family and strived to be financially sound as they are looking to retirement that is just around the corner. They saved regularly and invested wisely over the years. They rebounded nicely from the economic crisis over the past few years, as they watched their investments closely and adjusted their strategies when they felt it necessary. They purchase vehicles with cash and do not carry credit card balances, choosing instead to use them for convenience only. The triplets are pursuing their master's degrees and have tuition covered through work/study programs at the university. Jamie Lee and Ross are just a few short years from realizing their goals of retiring at 65 and purchasing a home at the beach! They are reviewing their financial situation to ensure they will be ready for retirement. They anticipate being able to live comfortably with 80% of their current expenses. The rate of return on their investments until they retire is 5%. They expect this percentage to drop to 4% after retirement. Use this information, along with Exhibit 1-A, Exhibit 1-B, and the information provided below to determine the annual deposit amount Jamie Lee and Ross will need to make until they retire in order to make up the shortfall between their estimated expenses and income needed during retirement. Each answer must have a value for the assignment to be complete. Enter "O" for any unused categories. Current Expense Amounts (Jamie Lee and Ross Combined) Fixed expenses: $4,500/month Variable expenses: $2,400/month Estimated Income Amounts (Jamie Lee and Ross Combined) Social Security: $2,550/month Current IRA balance: $83,000 Estimated IRA withdrawal: $250/month Other investments: $33,900/year Estimated Annual Retirement Living Expenses Estimated annual living expenses if retiring today Number of years until retirement Expected annual rate of return before retirement Future value (use Exhibit 1-A) Projected annual retirement living expenses, adjusted for inflation (Round your final answer to nearest whole number.) B (A) Estimated Annual Income at Retirement Social Security income Company pension, personal retirement account income Investment and other income Total retirement income (Round your final answer to nearest whole number.) Needed investment fund after retirement (A - B) (Round your final answer to nearest whole number.) Number of years until retirement Expected annual rate of return before retirement Future value for a series of deposits (use Exhibit 1-B) Annual deposit to achieve needed investment fund (C/D) EXHIBIT 1-A Future value (compounded sum) of $1 after a given number of time periods Period 1% 2% 3% 4% 5% 6% 7% 8% 9% 10% 11% 1.100 1.110 1 1.040 1.082 1.125 1.170 BEOOwain Aw 1.070 1.145 1.225 1.311 1.403 1.501 1.606 1.718 1.838 1.967 2.105 2.252 13 1.010 1.020 1.030 1.041 1.051 1.062 1.072 1.083 1.094 1.105 1.116 1.127 1.138 1.149 1.161 1.173 1.184 1.196 1.208 1.220 1.282 1.348 1.489 1.645 1.020 1.040 1.061 1.082 1.104 1.126 1.149 1.172 1.195 1.219 1.243 1.268 1.294 1.319 1.346 .373 1.400 1.428 1.457 1.486 1.641 1.811 2.208 2.692 1.030 1.061 1.093 1.126 1.159 1.194 1.230 1.267 1.305 1.344 1.384 1.426 1.469 1.513 1.558 1.605 1.653 1.702 1.754 1.806 2.094 2.427 3.262 4.384 1.050 .103 1.158 1.216 1.276 1.340 1.407 1.477 1.551 1.629 1.710 1.796 1.886 1.980 2.079 2.183 2.292 2.407 2.527 2.653 3.386 4.322 7.040 11.467 1.217 1.265 1.316 1.369 1.423 1.480 1.539 1.601 1.665 1.732 1.801 1.873 1.948 2.026 2.107 2.191 2.666 3.243 4.801 7.107 1.060 1.124 1.191 1.262 1.338 1.419 1.504 1.594 1.689 1.791 1.898 2.012 2.133 2.261 2.397 2.540 2.693 2.854 3.026 3.207 4.292 5.743 10.286 18.420 1.080 1.166 1.260 1.360 1.469 1.587 1.714 1.851 1.999 2.159 2.332 2.518 2.720 2.937 3.172 3.426 3.700 3.996 4.316 4.661 6.848 10.063 21.725 46.902 1.090 1.188 1.295 1.412 1.539 1.677 1.828 1.993 2.172 2.367 2.580 2.813 3.066 3.342 3.642 3.970 4.328 4.717 5.142 5.604 8.623 13.268 31.409 74.358 2.410 1.210 1.331 1.464 1.611 1.772 1.949 2.144 2.358 2.594 2.853 3.138 3.452 3.797 4.177 4.595 5.054 5.560 6.116 6.727 10.835 17.449 45.259 117.390 1.232 1.368 1.518 1.685 1.870 2.076 2.305 2.558 2.839 3.152 3.498 3.883 4.310 4.785 5.311 5.895 6.544 7.263 8.062 13.585 22.892 65.001 184.570 16 1 2.579 2.759 2.952 3.159 3.380 3.617 3.870 5.427 7.612 14.974 29.457 Period 3 12% 1.120 1.254 1 .405 1.574 1.762 1.974 2.211 2.476 2.773 3.106 3.479 3.896 4.363 4.887 5.474 6.130 6.866 7.690 8.613 9.646 17.000 29.960 93.051 289.000 13% 1.130 1.277 1.443 1.630 1.842 2.082 2.353 2.658 3.004 3.395 3.836 4.335 4.898 5.535 6.254 7.067 7.986 9.024 10.197 11.523 21.231 39.116 132.780 450.740 14% 1.140 1.300 1.482 1.689 1.925 2.195 2.502 2.853 3.252 3.707 4.226 4.818 5.492 6.261 7.138 8.137 9.276 10.575 12.056 13.743 26.462 50.950 188.880 700.230 15% 1.150 1.323 1.521 1.749 2011 2.313 2.660 3.059 3.518 4.046 4.652 5.350 6.153 7.076 8.137 9.358 10.761 12.375 14.232 16.367 32.919 66.212 267.860 1.083.700 16% 1.160 1.346 1.561 1.811 2.100 2.436 2.826 3.278 3.803 4.411 5.117 5.936 6.886 7.988 9.266 10.748 12.468 14.463 16.777 19.461 4 0.874 85.850 378.720 1.670.700 17% 1.170 1.369 1.602 1.874 2.192 2.565 3.001 3.511 4.108 4.807 5.624 6.580 7.699 18% 1.180 1.392 1.643 1.939 2.288 2.700 3.185 3.759 4.435 5.234 6.176 7.288 8.599 10.147 11.974 14.129 1 6.672 1 9.673 23.214 27.393 62.669 143.370 750.380 3.927.400 19% 20% 1.190 1.200 1.416 1.440 1.685 1.728 2.005 2.074 2.386 2.488 2.840 2.986 3.379 3.583 4.021 4.300 4.785 5.160 5.696 6.192 6.777 7.430 8.064 8.916 9.596 10.699 11.420 12.839 13.590 15.407 16.172 1 8.488 19.244 22.186 22.091 26.623 27.252 31.948 32.429 38.338 77.388 95.396 184.680 237.380 1,051.700 1,469.800 5.998.900 9.100.400 25% 30% 1.250 1.300 1.563 1.690 1.953 2.197 2.441 2.856 3.052 3.713 3.815 4.827 4.768 6.276 5.960 8.157 7.451 10.604 9.313 13.786 11.642 17.922 14.552 23.298 18.190 30.288 22.737 39.374 28.422 51.186 35.527 66.542 44.409 86.504 55.511 112.460 69.389146.190 86.736 190.050 264.700 705.640 807.790 2.620.000 7,523.200 36,119.000 70,065.000 497.929.000 18 10.539 12.330 14.426 16.879 19.748 23.106 50.658 111.070 533.870 2,566.200 50 EXHIBIT 1-B Future value (compounded sum) of $1 paid in at the end of each period for a given number of time periods (an annuity) > R 8 2% 3% 4% 5 6 % 7% B% 9% io% j1% 1.000 1.000 1.000 1.000 1.000 1.000 1.OOD 1.000 1.000 1.000 1.000 2 2.010 2020 2.050 2.040 2.050 2.050 2.070 2.030 2.090 2.100 2.110 3.050 3.050 3.09 3.122 3.153 3.184 3.215 3.245 3.27 3.310 3.342 4.06041224.1844 .24643104 .3754.440450645734.64] 4.710 5.101 5.204 5.307 5.416 5526 5.637 5.751 5967 5.985 6.105 6.228 6.152 6.308 6,468 6.633 6.302 6.975 7.153 7.336 7.523 7.716 7913 7,2147.4347,6627.898.1428,3948,6548,9239,2009,47 9.783 8.2863.53 8.B929.2149.5499 .B97 10.260 10.637 11.02 11.436 11.859 9.369 9.755 10.159 10.58311.027 11.49111.9712.43813.02] 13.579 4 164 10.462 10.950 11.464 12.006 125713.181 13.8761448715.195 15.937 15.722 11.567 12.16 12.308 13.486 14.207 14.972 15.784 16.645 17.560 18.53] 19561 12 12.68315.412 14.192 15.0261591716.870 17.BB818977 20.141 21.384 22.713 13.B0914.680 15.6716.62717.71318.BB220.14121.49522.953 24.523 26.212 14.9.47159747,08618.29219.59921.01522,55024,27526,01927,975 30.095 16.097 17.293 18.597 20.02421.57923.27625,129 27.152 29.361 31.772 34.405 16 17.2581863920.1521.82523.55725.67527.888 30.32433.003 35.950 39.190 17 18.43020.012 21,76223.69825.840 28.213 30.840 33.750 36.974 40.545 44.501 19.615 21.412 25.414 25.64528.132 50.906 35.999 37.450 4.301 45.599 50.596 20.31] 22.841 25.117 27.67] 30.539 33.76037.379 41.446 46.01B 51.157 56.939 2022.o1924.29726,87029.77833,06636.7B640.995 4576251,16057,275 25 28,243 32.050 36,45941.64647.72754.B6563.24973.10684.7098.347114.410 34.785 40.588 47,575 56.08566.43979.05894.461113.20136.310164.490 199.020 48.88660.402 75.40195.026 120.BO0154.750199.540259.060337.890442.590581.830 64.463 84.57? 112.30 152.670 207.550 290.340 406.550 575.770 815.00 1,165.900 1,558.800 Period j2% 13 14 15 16 17 18% 19% 20% 25% % 1.000 1.000 1.00 1.000 1.000 1.000 1,000 1.000 1.000 1.0OO 1.0O0 2.1202.1302.1402.1502.1602.1702.1802.1902.2002.2502.300 3.374 3.407 3.440 3.473 3.505 3.539 3,572 3.506 3.640 3.813 3.990 4.7794.8504.9214.9935.0665.1415.2155.29153685.7666.187 6.353 6.480 6.610 6.742 5.877 7.014 7.154 7.297 7.442 8.207 9.043 8.175 8.323 8.556 8.754 8.977 7.207 9.442 9.683 9950 59 12.756 10.08? 10.405 10.730 11.067 11.414 1 1.772 12.14212.523 12.91615.075 17.5a3 12.30012.757 13.23313.727 14.240 14.773 15,32715.902 16.499 19.842 23.B5 14.77615.41616.0516.786 17.51918.285 19,08619,923 20.799 25.802 32.015 17.54918.42079.337 20.304 21.321 22.393 23,52] 24.701 25.959 33.253 42.519 20.65521.81423.04524.3492573327.20028.7553 30.40432.150 42.566 56.405 24.133 325.6502727129.00230.85032.82434.93377303958154.20B 74.327 28.029 29.985 32.089 34.352 36.786 37.404 42.21 45.24448.497 69.760 7.625 32.39334.B83 37.58140.50543.67247.10350.81 54.64159.19686.949 127.910 37.2B0 40.417 43.842 47.580 51.66056.110 60.96566.267 72.035109.690767.290 42.755 46.672 50,980 55,717 60.92566.649 72.9379.25087.44213.110218.470 48.884537395911g65.07571.7378.97947.0696022105930 173.640 285.010 55.750 51.72568.59475.83684.141 93.405103.740115270 128.1 20218.050371520 63.440707497896788.21296.603110.290 125.41013.170 75.740273.560 72.05230.9471.025 102.440115.50 130.030 146.630 165.420 186.690342.950630.170 133.330155.6201e1.B70212.790249.210292.110342.600402.040471.980 1,054.BOO 2,548.BO0 241.330293.200356.790434.750530.310647.440790.950966.700 1,181.900 3,227.200 8,730.000 40 7 67.090 1,013.700 1,342.000 1,779.1002,360.B00 3,134.500 4,163.210 5,529.B00 7,343,900 30,089.0OO 120,393.000 50 2,400.000 3,459.500 4,994.500 7,217.700 10,436.000 15,090.000 21,813.OO0 31,515.000 45,497.000 80,256.OOD 165,976.OO0 Continuing Case 65. Retirement Income Forecast Jamie Lee and Ross, now 57 and still very active, have plenty of time on their hands now that the triplets are away at college. They both realized that time has just flown by; over twenty-four years have passed since they married! Looking back over the past years, they realized that they have worked hard in their careers, Jamie Lee as the proprietor of a cupcake caf and Ross, self-employed as a web-page designer. They have enjoyed raising their family and strived to be financially sound as they are looking to retirement that is just around the corner. They saved regularly and invested wisely over the years. They rebounded nicely from the economic crisis over the past few years, as they watched their investments closely and adjusted their strategies when they felt it necessary. They purchase vehicles with cash and do not carry credit card balances, choosing instead to use them for convenience only. The triplets are pursuing their master's degrees and have tuition covered through work/study programs at the university. Jamie Lee and Ross are just a few short years from realizing their goals of retiring at 65 and purchasing a home at the beach! They are reviewing their financial situation to ensure they will be ready for retirement. They anticipate being able to live comfortably with 80% of their current expenses. The rate of return on their investments until they retire is 5%. They expect this percentage to drop to 4% after retirement. Use this information, along with Exhibit 1-A, Exhibit 1-B, and the information provided below to determine the annual deposit amount Jamie Lee and Ross will need to make until they retire in order to make up the shortfall between their estimated expenses and income needed during retirement. Each answer must have a value for the assignment to be complete. Enter "O" for any unused categories. Current Expense Amounts (Jamie Lee and Ross Combined) Fixed expenses: $4,500/month Variable expenses: $2,400/month Estimated Income Amounts (Jamie Lee and Ross Combined) Social Security: $2,550/month Current IRA balance: $83,000 Estimated IRA withdrawal: $250/month Other investments: $33,900/year Estimated Annual Retirement Living Expenses Estimated annual living expenses if retiring today Number of years until retirement Expected annual rate of return before retirement Future value (use Exhibit 1-A) Projected annual retirement living expenses, adjusted for inflation (Round your final answer to nearest whole number.) B (A) Estimated Annual Income at Retirement Social Security income Company pension, personal retirement account income Investment and other income Total retirement income (Round your final answer to nearest whole number.) Needed investment fund after retirement (A - B) (Round your final answer to nearest whole number.) Number of years until retirement Expected annual rate of return before retirement Future value for a series of deposits (use Exhibit 1-B) Annual deposit to achieve needed investment fund (C/D) EXHIBIT 1-A Future value (compounded sum) of $1 after a given number of time periods Period 1% 2% 3% 4% 5% 6% 7% 8% 9% 10% 11% 1.100 1.110 1 1.040 1.082 1.125 1.170 BEOOwain Aw 1.070 1.145 1.225 1.311 1.403 1.501 1.606 1.718 1.838 1.967 2.105 2.252 13 1.010 1.020 1.030 1.041 1.051 1.062 1.072 1.083 1.094 1.105 1.116 1.127 1.138 1.149 1.161 1.173 1.184 1.196 1.208 1.220 1.282 1.348 1.489 1.645 1.020 1.040 1.061 1.082 1.104 1.126 1.149 1.172 1.195 1.219 1.243 1.268 1.294 1.319 1.346 .373 1.400 1.428 1.457 1.486 1.641 1.811 2.208 2.692 1.030 1.061 1.093 1.126 1.159 1.194 1.230 1.267 1.305 1.344 1.384 1.426 1.469 1.513 1.558 1.605 1.653 1.702 1.754 1.806 2.094 2.427 3.262 4.384 1.050 .103 1.158 1.216 1.276 1.340 1.407 1.477 1.551 1.629 1.710 1.796 1.886 1.980 2.079 2.183 2.292 2.407 2.527 2.653 3.386 4.322 7.040 11.467 1.217 1.265 1.316 1.369 1.423 1.480 1.539 1.601 1.665 1.732 1.801 1.873 1.948 2.026 2.107 2.191 2.666 3.243 4.801 7.107 1.060 1.124 1.191 1.262 1.338 1.419 1.504 1.594 1.689 1.791 1.898 2.012 2.133 2.261 2.397 2.540 2.693 2.854 3.026 3.207 4.292 5.743 10.286 18.420 1.080 1.166 1.260 1.360 1.469 1.587 1.714 1.851 1.999 2.159 2.332 2.518 2.720 2.937 3.172 3.426 3.700 3.996 4.316 4.661 6.848 10.063 21.725 46.902 1.090 1.188 1.295 1.412 1.539 1.677 1.828 1.993 2.172 2.367 2.580 2.813 3.066 3.342 3.642 3.970 4.328 4.717 5.142 5.604 8.623 13.268 31.409 74.358 2.410 1.210 1.331 1.464 1.611 1.772 1.949 2.144 2.358 2.594 2.853 3.138 3.452 3.797 4.177 4.595 5.054 5.560 6.116 6.727 10.835 17.449 45.259 117.390 1.232 1.368 1.518 1.685 1.870 2.076 2.305 2.558 2.839 3.152 3.498 3.883 4.310 4.785 5.311 5.895 6.544 7.263 8.062 13.585 22.892 65.001 184.570 16 1 2.579 2.759 2.952 3.159 3.380 3.617 3.870 5.427 7.612 14.974 29.457 Period 3 12% 1.120 1.254 1 .405 1.574 1.762 1.974 2.211 2.476 2.773 3.106 3.479 3.896 4.363 4.887 5.474 6.130 6.866 7.690 8.613 9.646 17.000 29.960 93.051 289.000 13% 1.130 1.277 1.443 1.630 1.842 2.082 2.353 2.658 3.004 3.395 3.836 4.335 4.898 5.535 6.254 7.067 7.986 9.024 10.197 11.523 21.231 39.116 132.780 450.740 14% 1.140 1.300 1.482 1.689 1.925 2.195 2.502 2.853 3.252 3.707 4.226 4.818 5.492 6.261 7.138 8.137 9.276 10.575 12.056 13.743 26.462 50.950 188.880 700.230 15% 1.150 1.323 1.521 1.749 2011 2.313 2.660 3.059 3.518 4.046 4.652 5.350 6.153 7.076 8.137 9.358 10.761 12.375 14.232 16.367 32.919 66.212 267.860 1.083.700 16% 1.160 1.346 1.561 1.811 2.100 2.436 2.826 3.278 3.803 4.411 5.117 5.936 6.886 7.988 9.266 10.748 12.468 14.463 16.777 19.461 4 0.874 85.850 378.720 1.670.700 17% 1.170 1.369 1.602 1.874 2.192 2.565 3.001 3.511 4.108 4.807 5.624 6.580 7.699 18% 1.180 1.392 1.643 1.939 2.288 2.700 3.185 3.759 4.435 5.234 6.176 7.288 8.599 10.147 11.974 14.129 1 6.672 1 9.673 23.214 27.393 62.669 143.370 750.380 3.927.400 19% 20% 1.190 1.200 1.416 1.440 1.685 1.728 2.005 2.074 2.386 2.488 2.840 2.986 3.379 3.583 4.021 4.300 4.785 5.160 5.696 6.192 6.777 7.430 8.064 8.916 9.596 10.699 11.420 12.839 13.590 15.407 16.172 1 8.488 19.244 22.186 22.091 26.623 27.252 31.948 32.429 38.338 77.388 95.396 184.680 237.380 1,051.700 1,469.800 5.998.900 9.100.400 25% 30% 1.250 1.300 1.563 1.690 1.953 2.197 2.441 2.856 3.052 3.713 3.815 4.827 4.768 6.276 5.960 8.157 7.451 10.604 9.313 13.786 11.642 17.922 14.552 23.298 18.190 30.288 22.737 39.374 28.422 51.186 35.527 66.542 44.409 86.504 55.511 112.460 69.389146.190 86.736 190.050 264.700 705.640 807.790 2.620.000 7,523.200 36,119.000 70,065.000 497.929.000 18 10.539 12.330 14.426 16.879 19.748 23.106 50.658 111.070 533.870 2,566.200 50 EXHIBIT 1-B Future value (compounded sum) of $1 paid in at the end of each period for a given number of time periods (an annuity) > R 8 2% 3% 4% 5 6 % 7% B% 9% io% j1% 1.000 1.000 1.000 1.000 1.000 1.000 1.OOD 1.000 1.000 1.000 1.000 2 2.010 2020 2.050 2.040 2.050 2.050 2.070 2.030 2.090 2.100 2.110 3.050 3.050 3.09 3.122 3.153 3.184 3.215 3.245 3.27 3.310 3.342 4.06041224.1844 .24643104 .3754.440450645734.64] 4.710 5.101 5.204 5.307 5.416 5526 5.637 5.751 5967 5.985 6.105 6.228 6.152 6.308 6,468 6.633 6.302 6.975 7.153 7.336 7.523 7.716 7913 7,2147.4347,6627.898.1428,3948,6548,9239,2009,47 9.783 8.2863.53 8.B929.2149.5499 .B97 10.260 10.637 11.02 11.436 11.859 9.369 9.755 10.159 10.58311.027 11.49111.9712.43813.02] 13.579 4 164 10.462 10.950 11.464 12.006 125713.181 13.8761448715.195 15.937 15.722 11.567 12.16 12.308 13.486 14.207 14.972 15.784 16.645 17.560 18.53] 19561 12 12.68315.412 14.192 15.0261591716.870 17.BB818977 20.141 21.384 22.713 13.B0914.680 15.6716.62717.71318.BB220.14121.49522.953 24.523 26.212 14.9.47159747,08618.29219.59921.01522,55024,27526,01927,975 30.095 16.097 17.293 18.597 20.02421.57923.27625,129 27.152 29.361 31.772 34.405 16 17.2581863920.1521.82523.55725.67527.888 30.32433.003 35.950 39.190 17 18.43020.012 21,76223.69825.840 28.213 30.840 33.750 36.974 40.545 44.501 19.615 21.412 25.414 25.64528.132 50.906 35.999 37.450 4.301 45.599 50.596 20.31] 22.841 25.117 27.67] 30.539 33.76037.379 41.446 46.01B 51.157 56.939 2022.o1924.29726,87029.77833,06636.7B640.995 4576251,16057,275 25 28,243 32.050 36,45941.64647.72754.B6563.24973.10684.7098.347114.410 34.785 40.588 47,575 56.08566.43979.05894.461113.20136.310164.490 199.020 48.88660.402 75.40195.026 120.BO0154.750199.540259.060337.890442.590581.830 64.463 84.57? 112.30 152.670 207.550 290.340 406.550 575.770 815.00 1,165.900 1,558.800 Period j2% 13 14 15 16 17 18% 19% 20% 25% % 1.000 1.000 1.00 1.000 1.000 1.000 1,000 1.000 1.000 1.0OO 1.0O0 2.1202.1302.1402.1502.1602.1702.1802.1902.2002.2502.300 3.374 3.407 3.440 3.473 3.505 3.539 3,572 3.506 3.640 3.813 3.990 4.7794.8504.9214.9935.0665.1415.2155.29153685.7666.187 6.353 6.480 6.610 6.742 5.877 7.014 7.154 7.297 7.442 8.207 9.043 8.175 8.323 8.556 8.754 8.977 7.207 9.442 9.683 9950 59 12.756 10.08? 10.405 10.730 11.067 11.414 1 1.772 12.14212.523 12.91615.075 17.5a3 12.30012.757 13.23313.727 14.240 14.773 15,32715.902 16.499 19.842 23.B5 14.77615.41616.0516.786 17.51918.285 19,08619,923 20.799 25.802 32.015 17.54918.42079.337 20.304 21.321 22.393 23,52] 24.701 25.959 33.253 42.519 20.65521.81423.04524.3492573327.20028.7553 30.40432.150 42.566 56.405 24.133 325.6502727129.00230.85032.82434.93377303958154.20B 74.327 28.029 29.985 32.089 34.352 36.786 37.404 42.21 45.24448.497 69.760 7.625 32.39334.B83 37.58140.50543.67247.10350.81 54.64159.19686.949 127.910 37.2B0 40.417 43.842 47.580 51.66056.110 60.96566.267 72.035109.690767.290 42.755 46.672 50,980 55,717 60.92566.649 72.9379.25087.44213.110218.470 48.884537395911g65.07571.7378.97947.0696022105930 173.640 285.010 55.750 51.72568.59475.83684.141 93.405103.740115270 128.1 20218.050371520 63.440707497896788.21296.603110.290 125.41013.170 75.740273.560 72.05230.9471.025 102.440115.50 130.030 146.630 165.420 186.690342.950630.170 133.330155.6201e1.B70212.790249.210292.110342.600402.040471.980 1,054.BOO 2,548.BO0 241.330293.200356.790434.750530.310647.440790.950966.700 1,181.900 3,227.200 8,730.000 40 7 67.090 1,013.700 1,342.000 1,779.1002,360.B00 3,134.500 4,163.210 5,529.B00 7,343,900 30,089.0OO 120,393.000 50 2,400.000 3,459.500 4,994.500 7,217.700 10,436.000 15,090.000 21,813.OO0 31,515.000 45,497.000 80,256.OOD 165,976.OO0
