Conway Thrift Association reports an average asset duration of 15 years and an average liability duration of 2 years. In its latest financial report, the association recorded total assets of $1.9 billion and total liabilities of $1.3 billion. If interest rates began at 0.03 and then suddenly changed to 0.05, what change will occur in the value of Conways net worth? (Enter the answer in billions and with 4 decimals, so if your answer is $1.1234 billion, enter 1.1234).