Cora Roth received her advance estimate of closing costs of $2,316.When she closes on her new home, the closing costs are $2,398.

a.There is no violation of RESPA.

b.There is no violation of RESPA because the actual costs were within 5% of the estimate.

c.There is no violation of RESPA because the actual costs were within 10% of the estimate.

d.There is a violation of RESPA because the actual costs were not within 1% of the estimate.