Corporate Bank Corporate Bank Chapter 4 - Managing Noninterest Income and Expense For the two banks below, calculate the following: Bailey's Savings and Loan Return on Assets (ROA Net Interest Margin (NIM) As a % of Average Total Assets: Net Interest Income Noninterest Income Operating Revenue Noninterest Expense Earning Assets Taxes Efficiency Ratio Operation Risk Ratio Balance Sheet Bailey's Savings and Loan Total Assets (S000's) Earning Assets Deposits Other Liabilities Total Liabilities Total Shareholder's Equity Average Total Assets Income Statement Interest income Interest Expense Net Interest Margin Noninterest income Noninterest Expense Earnings Before Tax Tax Net Income 25,675 23,500 16,000 4,200 20,200 5,475 24,780 250,750 240.750 175,000 65,000 240,000 10.750 249,760 1,175 770 405 470 823 52 18 34 12,038 6,269 5,769 8,426 8,426 5,769 2,019 3,750