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Cost sharing, through the use of deductibles, co-pays and co-insurance, is a way of improving the efficiency in the demand for health care services by

Cost sharing, through the use of deductibles, co-pays and co-insurance, is a way of improving the efficiency in the demand for health care services by encouraging a closer evaluation of costs and benefits by consumers. What are some of the criticisms of cost-sharing as a way to improve efficiency in the health care market

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