(COSTS INVOLVED) (Shop Rental) 3,000 (Employee Salary) 10,000 KWSP/SOCSO) 1,500 Utilities (water, electricity, telephone, internet 2,500 (Chairs & Tables, Tablecloths) 30,000 (Used Van) 30,000 (Kitchen appliances 5,000 (Miscellaneous (retail) 1,500 (Contigency Costs 10%) Additional Information: a) (Sales & Cost of Raw Materials) (Month) (Sales/Month) | (Purchase of Raw Material/Month) Jan-June RM20,000 RM5,000 July-Dec RM40,000 RM10,000 b) (Depreciation on fixed expenses is assumed to be 20% per annum calculated on a straight line basis) c) (Tax by the IRB imposed on the company of 25% for the first year and 26% for the following year.} d) (Agro Bank financing is 80% of the total project / business cost and the loan interest rate charged at 5% per annum is calculated on an annual balance. The loan period is for 3 years and the loan repayment is made in monthly installments.)