Costume Crazy Inc. (CCI) is a privately held chain of specialty costume rental stores headquartered in Toronto, Ontario. The company was incorporated in the ’90s and has grown from a single store in Toronto to over 30 stores throughout Ontario, capitalizing on the popularity of comic book conventions. After years of slow and steady growth, opening only one new store per year, CCI opened 10 new costume stores in 2020. Victor Ziegler, the controlling shareholder of CCI, felt that rapid expansion was necessary to make the brand visible in the marketplace. The expansion was financed by a 10-year term loan from CCI’s bank. Victor noted that the bank appears to be concerned with the profitability of the company. Harford