Could you please answer the following question:

Amanda, aged 28, has recently received an inheritance amounting to $200,000. She currently rents a unit Lilyfield, paying $500 per week. She comes to you for advice on whether she should use the money as a deposit on a home or put it in a term deposit with a bank. Discuss the issues you would raise with Amanda, particularly in relation to the importance of economic factors in making her decision.