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borrowers who need loans in excess of 80 percent of value, ... Does not need private mortgage insurance (PMI). Can not receive a loan

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borrowers who need loans in excess of 80 percent of value, ... Does not need private mortgage insurance (PMI). Can not receive a loan under current US regulations. Is not allowed to get the second lien. O Can get a second lien loan to keep the first loan LTV < 80%.

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