Create Demand Letter Litigation is expensive and time-consuming. Why not find out of the debtor is willing to pay, even over time, or a compromise? A well-crafted demand letter refers to either an outstanding debt (pre-Judgment) or an uncollected Judgment (post Judgment), notes that it has not been paid, refers to legal consequences of non- payment (such as garnishee or seizure), invites contact for the purpose of discussion of resolution, and finally, sets out a timeframe for the response. It is normally signed by the lawyer, but often crafted by the legal assistant. It needs to look good, professional and authoritative, but cannot step over the line legally in terms of what can be threatened