Created a scenario to describe an imaginary customer using the chosen product for

his/her financing purpose. Based on the scenario created:

(i) Discuss the mode of operation of the product, supported by

appropriate diagram(s) and explanation.

(ii) Provide the necessary calculation.

Explain how the product benefits the customer.

The bank that i chosen is Bank Islam. The chosen product is Property Financing-i (Tawarruq) - Baiti Home Financing