CREDIT APPROVAL DATA

Homeowner Credit Score Years of Credit History Revolving Balance Revolving Utilization Decision Y 725 20 $11320 25% Approve Y 573 9 $7200 70% Reject Y 677 11 $20000 55% Approve N 625 15 $12800 65% Reject N 527 12 $5700 75% Reject Y 795 22 $9000 12% Approve N 733 7 $35200 20% Approve N 620 5 $22800 62% Reject Y 591 17 $16500 50% Reject Y 660 24 $9200 35% Approve Y 700 19 $22000 18% Approve Y 500 16 $12500 83% Reject Y 565 6 $7700 70% Reject N 620 3 $37400 87% Reject Y 774 13 $6100 7% Approve Y 802 10 $10500 5% Approve N 640 7 $17300 59% Reject N 523 14 $27000 79% Reject Y 811 20 $13400 3% Approve N 763 2 $11200 70% Reject N 555 4 $2500 100% Reject N 617 9 $8400 34% Reject Y 642 13 $16000 25% Approve N 688 3 $3300 11% Approve Y 649 12 $7500 5% Approve Y 695 15 $20300 22% Approve Y 701 9 $11700 15% Approve N 635 7 $29100 85% Reject N 507 2 $2000 100% Reject Y 677 12 $7600 9% Approve N 485 5 $1000 80% Reject N 582 3 $8500 65% Reject Y 699 17 $12800 27% Approve Y 703 22 $10000 20% Approve N 585 18 $31000 78% Reject Y 620 8 $16200 55% Reject Y 695 16 $9700 11% Approve Y 774 13 $6100 7% Approve Y 802 10 $10500 5% Approve N 640 7 $17300 59% Reject N 536 14 $27000 79% Reject Y 801 20 $13400 3% Approve N 760 2 $11200 70% Reject N 567 4 $2200 95% Reject N 600 10 $12050 81% Reject Y 702 11 $11700 15% Approve Y 636 8 $29100 85% Reject N 509 3 $2000 100% Reject N 595 18 $29000 78% Reject Y 733 15 $13000 24% Approve

NEW RECORDS

Homeowner Credit Score Years of Credit History Revolving Balance Revolving Utilization Decision Y 561 7 $21000 15% N 750 14 $4000 90% Y 731 4 $8500 25% N 520 10 $16300 70% N 622 3 $2500 90% Y 640 13 $16700 18%

10.3.9 Use discriminant analysis to classify the accompanying new records using only Credit Score and Years of Credit History as input variables. Click here to view the credit approval data. Click here to view the new records. Complete the following table. (Round to four decimal places as needed.) Homeowner Credit Score Years of Credit History Revolving Balance Revolving Utilization Discriminant Score Decision Y 561 7 $21,000 15% N 750 14 $4,000 90% Y 731 $8,500 25% N 520 $16,300 70% 622 3 $2,500 90% Y 13 $16,700 18% 4 10 N 640 Reject Approve