Credit Card Fees and Financing. Jarrod has narrowed his choice to two credit cards that may moothis noods Card A has an APR of 21% Card B has an APR of 119, but also charges a $13 annual fee Jarrod will not pay off his balance each month, but will carry a balance forward of about $214 each month. Which credit card should be choose? His total annual expenses for Card A will be $ (Round to the nearest cent.) His total annual expenses for Card B will be $ (Round to the nearest cent) Jarrod should choose Card (Select from the drop-down menu)