Credit Limit. Mary and Marty are interested in obtaining a home equity loan. They purchased their house five years ago for $135,000, and it now has a market value of $174,408. Originally, Mary and Marty paid $30,728 down on the house and took out a $104,272 mortgage. The current balance on their mortgage is $96,039. The bank uses 75% of equity in determining the credit limit. What will their credit limit be if the bank bases their credit limit on equity invested and will loan them 75% of the equity? If the bank bases their credit limit on equity invested and will loan them 75% of the equity, their credit limit will be $ (Round to the nearest dollar.)