Credit reports can be obtained for all of the following reasons except Inquiry by a neighbor. For some legitimate business need. In response to a court order for underwriting of insurance. In connection with a credit transaction. If you are denied credit, you can contact the credit bureau and for a copy of your credit report. The bureau cannot charge a fee for this service as long as you ask to see your files within of notification that your credit application has been denied. 60 days. 90 day. 10 days. 20 days. 30 days Timothy Carter has net monthly income of $3.800. He has a monthly auto loan - of $350. a student loan payment of $ 150. a mortgage payment of $1, 200, and a credit card minimum payment of $45. What is his debt-payments-to-income ratio? 13.2% 42.0% 45.9% 36.7% 14.3% If you want to file a complaint against a bank in connection with any of the consumer credit protection laws, you Must have at least $100,000 invested in the bank. Must have an account at the bank. Do not need to have an account at the bank. Must have a loan outstanding at the bank. Must get advice from the Federal Government If Vince charged $200 on his credit card with 18% APR and he paid his balance in full within the grace period, how much was he required to pay? $182.00 $3.00 $236.00 $ 18.00 200.00 A typical grace period offered by many credit card issuers is 20-25 days. 0-10days. 30-40 days. 45-60 days. 10-20 days. Tanya received a $1.000 loan from the bonk for a vacation. The bank is using the simple interest formula for this one-year. 9% loan. What is her total interest? $45 $l,009 $9 $450 $90