Credit worthiness can be defined as determinants that individual will default on their debt obligations, or how worthy they are to receive new credit. Act as a bank officer, you are required to: 1. Choose 1 type of loan application 3. Request the applicant to provide the necessary documents that will support the loan application for your 4. Consider the suitable evaluation process to measure individual credit worthiness (eg: 5Cs ) by creating a template in excel to insert necessary information. 5. Submit a full report by proposing the acceptance or rejection of the lon application