Critical illness inurance was introduced in Canada in the mid 1990's. It offers the individual a lump sum payment should he or she suffer from any one of a broad range of life threatening or life altering conditions. At the present time, most policies will expire after the payment of a daim at any age. Which of the following statements is correct with regards to critical illness insurance coverage? Select one: A. Most critical iliness policies have a waiting period of \\( 60-90 \\) days before benefits can be paid. b. Between 8 and 10 percent of critical illness claims are made by people who had coronary bypass surgery. c. Many basic policies do not cover strokes and cancer. d. Comprehensive critical iliness policies will cover twenty or more conditions