Critical Legal Thinking Case 4.3 Ratification Charles Edwards Smith, a minor, purchased an automobile from Bobby Floars Toyota (Toyota). Smith executed a security agreement to finance part of the balance due on the purchase price, agreeing to pay off the balance in 30 monthly install-ments. Smith turned 18, which was the age of majority in his state. Smith made 10 monthly payments after turning 18. He then decided to disaffirm the contract and stopped mak-ing the payments. Smith claims that he may disaffirm the contract entered into when he was a minor. Toyota argues that Smith has ratified the contract since attaining the age of majority. Who is correct? Bobby Floars Toyota, Inc. v. Smith, 269 S.E.2d 320 (N.C. Ct. App. 1980).

Critical Legal Thinking Case 4.5 Intoxication Betty Galloway, an alcoholic, signed a settlement agreement upon her divorce from her husband, Henry Galloway. Henry, in Betty's absence in court, stated that she had lucid intervals from her alcoholism, had been sober for two months, and was lucid when she signed the settlement agreement. Betty moved to vacate the settlement agreement after she had re-tained present legal counsel. Four months later, Betty was de-clared incompetent to handle her person and her affairs, and a guardian and conservator was appointed. Betty, through her guardian, sued to have the settlement agreement voided. Who wins? Galloway v. Galloway, 281 N.W.2d 804 (N.D. 1979).