Critically reflect on the various topics related to financial planning. Reflect on yourself as a student who may become a financial planner. How can you best serve your clients? What financial planning approaches and/or strategies do you think will be most successful? In addition, how do you feel financial planning will change in the next decade? Do you believe online financial planning will increase? In terms of professional development and training, what do you believe you need to do to effectively serve your clients as you grow in your expertise