Crockett Corporation's 5-year bonds yield 6.35%, and 5 -year T-bonds yield 4.45%. The real risk-free rate is r=2.80%, the default risk premium for Crockett's bonds is DRP = 1.00% versus zero for T-bonds, the liquidity premium on Crockett's bonds is LP =0.90% versus zero for T-bonds, and the maturity risk premium for all bonds is found with the formula MRP =(t1)0.1%, where t= number of years to maturity. What inflation premium (IP) is built into 5 -year bond yields