crom the Reading, "Bond Rating Agencies: Can You Trust Them?" which of the following statements are TRUE? Select one: a. A good, stable credit rating is vitally important to firms wanting to raise debt capital in the same way that a personal credit rating is for a home buyer wanting a mortgage loan. b. The agencies assign credit ratings for debt instruments issued by corporations and municipalities, but not do so for not-for-profit entities. c. Both are true. d. Both are false