ctor and Maria Hernandez Look at Future income aroughout this book, we will present a continuing narrative about Victor and Maria Hernandez. Following is a brief description of the lives of this couple. Ictor and Maria, both in their late 30s, have two children: Jacob, age 13, and Nicholas, age 15. Victor has had a long sales career with a retail appliance core in Fargo, North Dakota earning $53,000 annually. Maria works as a medical records assistant earning $28,000. a. Victor and Maria regularly buy and sell a number of items on eBay, Cralg's List, and through the free community newspaper, from which they earn about $5,000 each year. What is the accumulated future value of those anhual amounts over 15 years if the annual earnings were invested regularly and provided a 5 percent return each year? (Hint: Use Appendix A-3.) Round your answer to nearest dollar. Round Future Value of Series of Equal Amounts in intermediate calculations to four decimal places 5 b. What would Victor and Maria's annual income be after 15 years if they both received an average 5 percent raise over their current $81,000 salary ($53,000+$28,000 ) every year? (Hint: Use Appendix A-1.) Round your answer to nearest dollar. Round Future Value of a Single Amount in intermediate calculations to four decimal places