Current Base Rates 110 55 100 Terr Current Average Rates 100 50 100 Earned Premiums at Current Rates $550,000 Incurred $ Loss $330,000 525,000 290,000 $330.000 Count Claim Count 876 1,100 270 770,000 400,000 Credibility: Z = VILg2,05Z 1, where n=# of claims Find the new Territory differentials: a) Using the Loss Ratio method p) Using the Loss Cost method Qamco