Currently looking for a a Financial Advisor, Certified Financial Planner or someone in the Financial Services Industry. Please tell me about yourself.

What steps can be taken to ensure the success of a financial plan?

Explain how the plan utilized the time value of money. What areas was this concept applicable? Was it used in retirement planning, college funding estate planning or any other area of financial planning.

You want to purchase a life insurance policy. Describe how he/she would help you select an appropriate insurance policy. Provide specific examples with appropriate quantitative analysis.

Any citations would be helpful.