Currently, you owe the bank $16,475 on a car loan. The loan has an interest rate of 9.25 percent and monthly payments of $285. You realize that you cannot make enough money to keep up with the payments. After talking with your banker and explaining the situation, he has agreed to lower the monthly payments to $225 and keep the interest rate at 9.25 percent. How much longer will it take you to repay this loan than you had originally planned?

A. 3.86 months B. 12.92 months C. 15.18 months D. 31.41 months E. 35.30 months

Please use Ti-84 and the function of "Finance" to achieve the final answer.