Cyber crime and threats are among the top issues affecting individuals and organizations in today's world. As a cybersecurity professional, you will have to keep up with this fast-moving and dynamic threat landscape by remaining agile and being motivated to continually learn new ways to counter these threats. Conduct some research, or use examples from your personal experience, to answer each of the following:

1. Briefly discuss a top cyber threat identified this year.
2. Which threat(s) remain consistent year after year?
3. What are some ways an individual and/or organization can protect themselves from these threats?