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Cynthia borrowed $46,000 from a local bank at 5% compounded semi-annually to start a business. After 2 years, the interest rate on the debt changed

Cynthia borrowed $46,000 from a local bank at 5% compounded semi-annually to start a business. After 2 years, the interest rate on the debt changed to 4% compounded monthly.

a.What would be the accumulated amount of the debt in 2 years?

PLEASE ROUND TO THE NEAREST CENT

b.What would be the accumulated amount of the debt in 4 years?

PLEASE ROUND TO THE NEAREST CENT

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