Cyrus has debts that are overwhelming but knows that if he files for bankruptcy, he will lose everything. Which statement is correct? Select one: a. Unsecured creditors will be able to take legal steps to seize Cyrus's property. b. Certain of Cyrus' assets can be kept through bankruptcy where the amounts and types of assets exempt differ among provinces. c. Cyrus knows he can file for bankruptcy once he is solvent. d. Cyrus knows that his wife will be affected by his personal bankruptcy even though she is not responsible for his debt