d. 12.646.54 Os none of the above points QUESTION 3 For Istaq's 250,000 dirham bank loan for the car, when using the thancial calculator and taking the bank's perspective O a payments we a negative number and the present value is a negative number b. payments are a negative number and the present value in a positive number Oc payments are a positive number and the present value is a negative number Od payments are a positive number and the present value in a positive number points QUESTION 4 Ishtag has applied for a loan for 250,000 dirhams to buy a 350.000 dirham Car, so he made a down payment of 100.000 dinara. The interest rate for a conventional and cute faed-term, amortizing loan is 3% per year. He takes the loan for 5 years 60 months and will make equal monthly payment for months. He now wishes to pay of the loan after 3 years 6 months, but now he finds out there is a 4% prepayment pensity on the outstanding loan baianos. Nevertheless, he decides to pay off the loan. How much does he have to payto the nearest to the bank to close out the loan including payment of loan balance and prepayment penalty Use the online calculator: http://www.calculator.net/finance calculator.html O a 104,000 b. 104.524.80 c. 108,695,39 Od. 146,320.72 152,178.55 Of none of the above 3 points QUESTION 5 Infortunately, the bank now imposes a 3% loan origination Maria's loan is for 250,000 dirhams to buy the same manis 3% She takes the loon for you