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D borrowed 10000 from C. On the due date of the loan, D could not pay C because he lost to a robber the 10000

D borrowed 10000 from C. On the due date of the loan, D could not pay C because he lost to a robber the 10000 intended for C. In addition, he suffered financial reverses, and he was short of cah even for his current family's needs. Is D legally justified to refuse to pay C?

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