d. Calculate the monthly payment to the bank for the mortgage plus the monthly portion of the property taxes. e. Bills from the current owners show that electricity averages $180 every two months, natural gas averages $115 per month, and water averages $260 every four months. Calculate the average monthly utility expenses for the house. f. If Paul did not spend more than 30% of his net income on housing expenses, what would his minimum monthly net income need to be to afford this house? g. Do you think he can afford this house right now? What might he do to make it more affordable?