D Question 19 2 pts What is the monthly payment for a home loan of $200,000 financed at today's rate of 3.125% for a 15-year mortgage? O $1,393.22 $782.47 $642.56 O $856.75 D Question 20 2 pts ting How long will it take Maria's candy shop to double sales from today's $100,000 if growth is 10% per year? 6.64 years 6.12 years O 10 years O 7.27 years D Question 21 2 pts Grandma Ethel. What is the future value of $1,825 saved every year, after 45 years, if the interest rate earned is 8% per year? O $95,406.14 $1,312,001.33 O $131,204.20 $705,373 Question 22 2 pts Which is TRUE about Cash Management and the Life Cycle Phases of a Start Up? Profitability usually occurs BEFORE a business becomes cash flow positive O A business that has achieved massive product sales usually indicates ZERO revenue Profitability usually occurs AFTER a business becomes cash flow positive Start Up Phase usually involves massive cash flows IN to the business from vendors Question 23 2 pts Which one of the following is NOT one of the 5 C's of Accounts Receivable Credit? Capital Cheap O Character Collateral Question 24 2 pts Carlo buys a machine for his business. The machine costs $150,000. Carlo estimates that the machine will generate a $40,000 cash inflow per year for the next five years. Carlo's cost of capital is 10 percent. What is the Net Present Value (NPV) and Internal Rate of Return (IRR) for Carlo's investment? NPV: $1,631.47 IRR: 10.43% O NPV: $9.708.40 IRR: 10.43% O NPV: $3,631.47 IRR: 11.59% O NPV: -$1,631.47 IRR: -14.28%