D Question 3 1 pts You plan to retire in 37 years. You are debating whether to deposit $45,074 into an account earning 12 percent annually today or waiting 14 years before making the deposit. How much more will be in the account when you retire in 37 years if you make the deposit today as opposed to waiting 14 years to make the first deposit? Question 4 1 pts You currently have $8,860. You plan on investing it at 13 percent per year until you have $31,088. How long will you wait until you achieve this goal? Enter the answer with 2 decimals (e.g. 1.23)