D | Question 3 10 pts e payment. The minimum payment pays no The "option" ARM allow borrowers to choose their principal, and less interest than what accrues on the loan. Consider a $100,000 loan at 6% interest with 30. year amortization. Below what payment amount, would this loan have negative amortization? That is, what monthly payment would only cover the interest? $500 $600 $700 s800 $900 D | Question 4 10 pts Five years ago, a lender made a $120,000, 30-year fixed rate loan at 5.5% with monthly amortization. How much interest income have they received over the past 5 years from this mortgage? $25,871 $28,846 $34,833 $37 842 $40,881