D Question 30 3 pts Which of the following is true regarding health care? 0 Younger people are more expensive to insure and use more health care than older people 0 Insurance can distort people's perception of costs and cause them to use more health care 0 Empirically, people are willing to use lower quality care to keep their insurance premiums cheap 0 One of the main reasons for higher health care costs is that people are smoking more today than ever before