D Question 69 1 pts The common term for a contract of pledge is: O Sell O Trade Loan Pawn D Question 70 1 pts All are suspicious transactions under the AMLA, except: Any circumstances relating to the transaction which is observed to deviate from the profile of the client and/or the client's past transactions with the covered institution. O Transactions in cash or other equivalent monetary instrument involving a total amount in excess of Five hundred thousand pesos (PhP 500,000.00) within one (1) banking day. The client is not properly identified. There is no underlying legal or trade obligation, purpose or economic justification.D Question 71 1 pts In mutuum: O There is no transfer of possession There is transfer of possession There is no transfer of ownership O There is transfer of ownership D Question 72 1 pts Under the Ease of Doing Business and Efficient Delivery of Government Services Law, technical transactions should be answered within: 0 7 days O 14 days O 20 days O 10 days Hon 72 ntsQuestion 73 1 pts A pledged a diamond ring to B. A was not able to pay his obligation and B sold the ring at public auction. The obligation of A is only P 150,000 the ring sold for P 200,000 at auction. O A is not entitled to the excess as he had already pledged the ring. O B is entitled to the excess as pledgee. O B must return the excess to A because to keep the same would be unjust enrichment. A is entitled to the excess as he is the owner of the ring. Question 74 1 pts What is a Bill of exchange? An unconditional promise in writing made by one person to another, signed by the maker, engaging to pay on demand, or at a fixed or determinable future time, a sum certain in money to order or to bearer. An unconditional order in writing addressed by one person to another, signed by the person giving it, requiring the person to whom it is delivered to pay on demand or at a fixed or determinable future time a sum certain in money to order or to bearer. An unconditional promise in writing made by one person to another, signed by the maker, engaging to pay at a fixed or determinable future time, a sum certain in money to order or to bearer. An unconditional order in writing addressed by one person to another, signed by the person giving it, requiring the person to whom it is addressed to pay on demand or at a fixed or determinable future time a sum certain in money to order or to bearer.D Question 75 1 pts A has a personal bank account in DPI Bank with P 400,000 and a joint account with his sister with P 600,000, shared equally between them. DPI Bank suddenly closed. How much can A claim from the PDIC? O P 0.00 O P 500,000 O P 700,000 O P 1,000,000