Dai gan price. Question 24 (1 point) Which of the following is the best explanation of how credit cards cannot be construed as money in the ordinary sense? O They are a form of money substitute that allows purchasers to buy now and pay later. They are a form of money substitute that allows purchasers to buy now and pay only an agreed percentage of amount later. They are a form of money substitute that allows purchasers to buy now and receive a portion of the amount as a cash rebate. They are a form of money substitute that allows purchasers to buy and pay 5 percent of the full amount later