Daisy is single, and her taxable income for 2020 is $49,435. A total of $6,349.48 was withheld from her paychecks in 2020 for federal income taxes. Which of the following best describes her situation? Use the following tax rate chart: If Taxable income is: The Tax Is: Not over $9,875 10% of the taxable income Over $9.875 but not over $40,125 $987.50 plus 12% of the excess over $9,875 Over $40,125 but not over $85,525 $4,617.50 plus 22% of the excess over $40,125 Over $85,525 but not over $163,300 $14,605.50 plus 24% of the excess over $85,525 Over $163,300 but not over $207,350 $33,271.50 plus 32% of the excess over $163,300 Over $207,350 but not over $518,400 $47,367.50 plus 35% of the excess over $207,350 Over $518,400 $156,235 plus 37% of the excess over $518,400 She will receive a refund of $316.22. She will receive a refund of $666.57. O She owes $666.57 to the IRS O She owes $316.22 to the IRS