Darlene is considering purchasing a new home for $300,000. She intends to put 20% down and finance the remainder, but is unsure which financing option to select. Darlene is considering the following financing options: Option 1: Fixed rate mortgage over 15 years at 5% interest, zero points. Option 2: Fixed rate mortgage over 15 years at 4.15% interest, plus 3 discount points. Which option is better assuming that Darlene plans to live in the house for 5 years? Option 1 Option 2 Both options are equally good. Cannot be determined