Darren has been approved for a 30-year mortgage with a 5.5% interest rate. He found a house with a purchase price of $125,000 and plans to make a $20,000 down payment. Darren currently pays $900 per month in rent for his apartment. He plans to save the difference each month between the monthly mortgage payment and the rent After how many months will Darren recover his down payment through his monthly savings? Do not include interest on his savings. 70 months 78 months 66 months 62 months