Darren has taken out a mortgage at a variable rate to finance the purchase of his house. The total loan is RM250,000 for a period of 30 years, with an interest rate of 5.75% compounded on a monthly basis. Starting the 6th year, Darren's mortgage will be revalued at an interest rate of 6.95% compounded monthly. (a) What is Darren's monthly payments at the first 5 yeras? (b) How much the balance of Darren's loan at the end of year 5? (c) Starting at 6th year, how much is Darren's monthly payments?