Dash Designs Sdn Bhd is a small manufacturer of womens casual wear jewelry, including bracelet, necklaces, earrings, and other moderately priced accessory items. Most of their products are made form silver, various low-cost stones, beads, and other decorative jewelry pieces. Dash Designs is not involved in the manufacturing of high-end jewelry items, such as those made of gold and semiprecious stones. Personnel responsible for purchasing raw material jewelry items for Dash Designs would like to place order directly with suppliers who offer their products for sale through Internet Web sites. Most suppliers provide pictures of all jewelry components on their website, along with pricing and other sales-term information. Customers who have valid business licenses are able to purchase the product at wholesale, rather than retails process. Customers can place orders online and pay for those goods immediately by using a valid credit card. Purchases made by credit card are shipped by the suppliers once the credit approval is received from the credit card agency, which usually occurs the same day. Customer can also order online with payment being later made by cheque. However, in that event, purchases are not shipped until the cheque is received and cashed by supplier. Some of the suppliers allow a 30-day full payment refund policy, whereas other suppliers accept returns but only grant credit towards future purchases from that supplier.

a.Describe advantages of allowing purchasing agents to purchase products online using a Silverline credit card

. b. Describe advantages of allowing purchasing agents to purchase products online with payment made only by check.