Data Tech can either buy a new computer for $300,000 or lease it with 5 annual payments (prepaid) of $65,000. The computer will have no salvage value at the end of 5 years and will be depreciated using the straight-line method (with the first depreciation taken in year 1). The company pays tax at 40 percent and uses a 12 percent discount rate. What is the NPV of the lease?