Dave made annual deposits of $$1,000$ at the beginning of each year to Fleet Bank, which pays $5\mathrm{.}3\%$ interest compounded annually. After $10$ years, Dave makes no more deposits. What will be the balance in the account $18$ years after the last deposit? $\_\_\_\_\_(4)\_\_\_\_\_$$$.$ How much more interest will Dave accumulate over the $28$ years if his account earns $5\mathrm{.}3\%$ compounded daily? $\_\_\_\_\_(5)\_\_\_\_$$$.$ under this rate, the EAR should be $\_\_\_\_\_\_(6)\_\_\_\_\%($If your answer is $0\mathrm{.}12\%,$ you should input $0\mathrm{.}12).$